EIGENHEIMRENTE CALCULATOR 2027
Eigenheimrente calculator: this is the subsidy you get from 2027
Six questions to tap, no documents. You see your result straight away, before you enter anything. Calculated under the new law from 1 January 2027.
With two children, the state adds more than you pay in yourself: €25 a month brings €750 a year from the state.
YOUR SUBSIDY CHECK
How much will the state add for you?
Six questions to tap, no documents needed. Afterwards you know:
- how much subsidy you can receive each year
- what adds up over 10, 20 or 30 years
- your personal subsidy plan by email: how to get the most out of it
Subsidy checkStep 1 of 6
How the calculator works
- For the first €360 a year that you save yourself, the state adds 50 cents per euro. Up to €1,800 a year it adds 25 cents per euro. At most €540 per person.
- For each child as much as you pay in yourself per year, at most €300. The full €300 from €25 a month.
- Under 25: a one-off €200 extra.
- Married and one partner stays at home: that partner gets up to €175 with their own contract from €10 a month.
- At least €10 a month, otherwise there is no subsidy.
The subsidy at a glance
| You save per month | You get per year | per child per year |
|---|---|---|
| €10 | €60 | €120 |
| €25 | €150 | €300 |
| €50 | €240 | €300 |
| €100 | €390 | €300 |
| €150 | €540 | €300 |
Basis: German Pension Reform Act (Altersvorsorgereformgesetz, Federal Law Gazette 2026 I No. 156), valid from 1 January 2027. Calculated without interest and without tax benefit. Not tax advice.